Finance

5 Budget Monitoring Apps That Will Keep Your Spending on Track

Take charge of your finances with these top budget monitoring apps that make tracking spending simple, smart, and stress-free.

Updated

November 27, 2025 3:26 PM

A phone next to a laptop, displaying a stock market app. PHOTO: UNSPLASH

Managing personal finances can feel overwhelming, especially with the countless expenses we juggle daily. Thankfully, budget monitoring apps are hereto save the day. These handy tools help you track your spending, set financial goals, and build better money habits—all from the convenience of your smartphone.

Whether you're saving for a vacation, paying off debt, or just trying to avoid those end-of-the-month surprises, budget tracker apps can provide clarity and control over your finances. Here are 5 budget monitoring apps that will keep your spending on track.

1. Monefy
Overview:

If simplicity is what you’re after, Monefy is the solution. Known for its highly intuitive interface, Monefy lets users track their spending with just a few taps. Unlike many budget apps that overwhelm you with features, Monefy focuses on the essentials, making it great for beginners or anyone looking for a straightforward way to manage their money.

Features:
  • One-tap expense tracking: Add an expense by simply selecting a category and entering the amount.
  • Categorized spending: Track where your money goes with predefined categories like food, transport, and entertainment (or create your own).
  • Visual reports: Beautiful pie charts help you quickly understand your spending patterns.
  • Cross-device sync: Use cloud services like Google Drive or Dropbox to sync your data securely.
Pros:
  • Simple and fast manual entry—no need to navigate complex menus.
  • Clean and colorful visuals that make budgeting feel less daunting.
  • Works offline, so you can track expenses anytime.
Cons:
  • Free version is limited and lacks advanced features like bank syncing.
  • Requires manual entry for every expense, which can feel tedious over time.
Platforms available:
  • Android, iOS
Who it’s for:

Monefy is perfect for users who want a no-frills app to track spending or beginners just dipping their toes into budgeting.

2. Fortune CityA finance app
Overview:

Budgeting doesn’t have to feel like a chore, and Fortune City proves just that. This app gamifies your financial habits by turning expense tracking into a city-building game. Every category of spending contributes to your virtual city’s development, making it an enjoyable way to visualize where your money is going.

Features:
  • Expense tracking through gameplay: Every transaction grows your city, with different categories influencing different aspects of development.
  • Daily financial reports: See a breakdown of your spending habits presented in a fun, game-like format.
  • Social features: Compete with friends or family to see who’s building the most thriving city.
Pros:
  • Engaging and entertaining, especially for users who struggle with traditional budgeting methods.
  • The gamified approach incentivizes consistent expense tracking.
  • Great visuals and a playful design make it enjoyable to use.
Cons:
  • May feel too gimmicky for users who prefer a more serious approach to budgeting.
  • Advanced features like detailed analytics require in-app purchases.
Platforms available:
  • Android, iOS
Who it’s for:

Fortune City is ideal for those who find traditional budgeting boring or intimidating and want a fun way to stay consistent.

3. Jupiter
Overview:

Jupiter combines the best of both worlds: digital banking and budgeting. This app integrates directly with your bank account, automatically categorizing transactions and providing insights into your spending patterns. It’s not just a budget tracker—it’s a full-fledged financial assistant.

Features:
  • Automated expense tracking: Transactions are categorized in real time, removing the need for manual input.
  • Smart insights: The app highlights spending trends, so you know where to cut back.
  • Goal-based savings: Create savings "jars" for specific goals, like vacations or emergency funds.
  • Zero hidden fees: Use Jupiter without worrying about subscription costs or hidden charges.
Pros:
  • Seamlessly integrates with your bank, saving time and effort.
  • Provides a holistic view of your finances in one app.
  • Clean and modern user interface.
Cons:
  • Limited availability to users in select regions.
  • Lacks the flexibility of manual-budgeting apps for users who want full control.
Platforms available:
  • Android, iOS
Who it’s for:

Jupiter is best for users who want a hands-off budgeting experience and prefer an all-in-one app for banking and money management.

4. GoodBudget
Overview:

Inspired by the envelope budgeting method, GoodBudget offers a digital twist on this classic approach. Instead of physical envelopes, you allocate your money into virtual "envelopes" for different spending categories. This app encourages disciplined spending and is particularly effective for budgeters who like to plan ahead.

Features:
  • Virtual envelopes: Set up envelopes for categories like groceries, dining, and rent.
  • Sync across devices: Share your budget with family members or a partner to track finances together.
  • Spending reports: Visualize how much you’ve spent and how much is left in each envelope.
Pros:
  • Encourages mindful spending by limiting overspending in specific categories.
  • Great for shared budgets with partners or families.
  • Simple and effective for users who like planning their finances in advance.
Cons:
  • No automated bank syncing—you’ll need to enter transactions manually.
  • May feel restrictive for users who prefer more flexibility in their budgets.
Platforms available:
  • Android, iOS, Web
Who it’s for:

GoodBudget is ideal for planners who like a structured approach to budgeting and don’t mind manual tracking.

5. Wally
Overview:

Wally is a feature-packed app designed for users who want deep insights into their spending habits. Its sleek design, multi-currency support, and detailed financial reports make it a standout option, especially for frequent travelers or professionals juggling multiple accounts.

Features:
  • Expense and income tracking: Monitor your cash flow with precision.
  • Multi-currency support: Ideal for travelers or expats managing finances across countries.
  • Goal setting and bill reminders: Stay on top of due dates and savings plans.
  • Bank syncing: Automates transaction tracking for ease of use.
Pros:
  • Highly detailed and customizable financial tracking.
  • Supports multiple currencies, making it great for international users.
  • Offers both automated tracking and manual entry for flexibility
Cons:
  • Extensive features can feel overwhelming for new users.
  • Premium subscription required for advanced tools.
Platforms available:
  • Android, iOS
Who it’s for:

Wally is perfect for users who want advanced budgeting tools and detailed insights, especially those with international financial needs.

Conclusion

Budget monitoring apps are powerful tools that simplify the often-daunting task of managing your finances. Whether you’re drawn to the playful gamification of Fortune City, the structured approach of GoodBudget, or the all-in-one convenience of Jupiter, there’s an app tailored to your preferences and goals.

These apps don’t just track your spending—they help you build better habits, gain financial clarity, and take control of your money. With the right app in your pocket, managing your budget becomes less of a chore and more of are warding journey toward financial freedom. So why wait? Choose an app, start tracking, and watch your financial confidence grow!

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Business

5 Unusual Startups That Will Blow Your Mind

Weird, wonderful and winning.

Updated

November 28, 2025 4:18 PM

A group of entrepreneurs coming up with different ideas. PHOTO: FREEPIK

If startup success stories usually make you picture cutting-edge tech, you might be missing a big part of the picture. Sometimes, the weirdest ideas shine the brightest, making real money and delighting both founders and customers. From ordinary rocks turned into pets to renting live chickens, these unusual startups show how far creativity and a pinch of humor can go.  

If you think the business world is all suits and serious pitches, think again—welcome to the wonderfully weird side of entrepreneurship.

1. Pet Rock: The low-maintenance pet
A small nest of straw cradles a hand-painted pet rock in the middle. PHOTO: PET ROCK

Owning a pet is a joy, but let’s be honest—it’s also a handful. Between shedding fur, endless feeding schedules, surprise messes and finding a sitter when you’re away, pet parenting is not exactly effortless.  

Back in 1975, an advertising executive named Gary Dahl found himself joking about this very problem over drinks with friends. His solution for the “perfect” pet: a rock. No feeding, no walking, no grooming and absolutely no accidents on the carpet.

What started as a joke quickly snowballed into a real business. Smooth stones were sourced from Rosarito Beach in Mexico, then packed in playful cardboard “pet carrier” boxes with little air holes and a bed of straw. To make the experience even more cheeky, every Pet Rock came with a care manual that instructed owners to give their new companion sunlight, affection and, of course, a name.

It was absurd and hilarious, but it worked. Selling at US$3.95 apiece in the ’70s, Pet Rocks became a cultural phenomenon. Today, you can still find them on Amazon, but they will now set you back around US$29.99 or more. Would you bring home a Pet Rock? People in the ’70s sure did.

2. Rent The Chicken: Bringing fresh eggs home
A small flock of chickens on a grass field. PHOTO: UNSPLASH

Back in 2013, Phil and Jenn Tompkins a couple duo, launched the company "Rent The Chicken" with one straightforward goal: give people a chance to try raising backyard hens and enjoy fresh eggs without the long-term commitment.  

Through partnerships with local farmers across the U.S. and Canada, this backyard chicken rental startup brings egg-laying hens straight to people’s yards. It offers different rental packages, but a standard six-month rental costs around US$500. This usually includes two hens ready to lay within days, a portable coop, feed, food and water dishes and expert support for any chicken-related questions.

The chickens arrive in spring and stay until fall. When the season ends, families can choose to return the hens, extend the rental or even buy them for about US$40 each at the end of the contract.

Today, the company works with partners in 29 states, from Oregon to Texas, and in parts of Canadain p. For people outside those areas, an out-of-area purchase package that comes with three hens can be shipped anywhere in the 48 contiguous states in the U.S. for about US$1,550.

In a way, it’s a fun and hands-on path to food security — giving families the joy of collecting their own eggs and knowing exactly where their breakfast comes from.

3. I Want to Draw a Cat For You: Personalized purr-fect artwork
Colorful cat cartoons in a playful, simple drawing. PHOTO: I WANT TO DRAW A CAT FOR YOU

By day, Gadlin worked as a full-time web developer for a television broadcasting company. Outside of work, he poured his energy into comedy and writing. That creative streak took him back to high school days, when he had drawn silly cats for a comic series called Silly Cats Comic.

With those doodles as his foundation and a bit of basic design know-how, Gadlin launched his website, “I Want to Draw a Cat For You” in 2011. The concept was as simple as it was funny: visitors would describe the cat of their dreams and Gadlin would personally hand-draw it, then send it their way.  

This quirky startup idea landed him on Shark Tank, where he secured an offer of US$25,000 from investor Mark Cuban for a 33% stake in the business. Not bad for stick-figure cats.

When the site first launched, customers could pay extra US$5 for colour. Shipping cost US$1 if they didn’t mind the drawing arriving in a folded envelope, or US$5 for a flat mailer. For delivery within 48 hours, there was a US$19.95 rush fee that many customers were happy to pay.  

These days, Gadlin leans more on digital delivery and limited runs of his cat drawings at US$50, rather than mailing every single piece of his art. What he once described as “mediocre cat drawings” has become proof that a simple, original idea can claw its way into the startup world.

4. Rent-A-Friend: Friendly companionship for hire
Friends taking selfies at a lively outdoor get-together. PHOTO: UNSPLASH

Imagine arriving in a new city with no one to show you around. That is exactly the kind of situation where RentAFriend can help.  

Launched in 2009 by Scott Rosenbaum, the unusual business was inspired by Japan’s “rental family” services, where people can hire a friend, a date or even a parent for a short period. Rosenbaum saw an opportunity to adapt that concept for North America, but with a focus strictly on platonic friendship.

Here’s how it works: Anyone can sign up as a “friend” for free by creating a profile, listing their interests and setting an hourly rate. People who want to hire pay a membership fee, typically around US$24.95 a month, to connect with friends across the platform.  

With a rented friend, you can do pretty much anything platonic. Go sightseeing, hit a museum, catch a game, work out together or even bring them along to a party or family event. At its heart, RentAFriend connects people who need company with those happy to earn a little extra simply by being one.

5. Entomo Farms: Farming crickets for protein
At Entomo Farm, roasted crickets sit alongside cardboard boxes built for sustainable cricket farming. PHOTO: ENTOMO FARMS

Back in 2014, in the small town of Norwood, Ontario, Canada, three brothers—Jarrod, Darren and Ryan Goldin, set out to do something that sounded downright bizarre at the time: farm crickets for people to eat.

The idea first struck Jarrod after he saw a cricket-based nutrition bar on television. Around the same time, the UN released a report on edible insects as a sustainable food source. Suddenly, the “weird” idea didn’t seem so weird after all.

At Entomo Farms, crickets are raised in cage-free “cricket condos”, where they live in warm, dark spaces that mimic their natural habitat. They’re fed and cared for until they reach about six or seven weeks old, then humanely harvested using a CO₂ method. From there, they’re rinsed, roasted and ground into a fine powder—no additives, just pure cricket protein.

The appeal goes beyond novelty. Crickets are packed with nutrients and need far less land, feed and water than beef, making them both healthy and eco-friendly.

While their approach may seem unconventional, what drives Entomo Farms is simple: making sustainable, responsible food accessible to everyone.

Final thoughts

These startups prove that innovation doesn’t always wear a serious face. Sometimes, it turns up wrapped in humor, curiosity or even a touch of absurdity, yet still manages to spark real change. From crickets turned into protein to chickens rented out by the season, each weird startup idea shows that entrepreneurship thrives when people dare to think differently.

While some of these unusual business ideas burned bright then faded, others are still evolving in the background, shifting from fads to niche services or steady, quiet companies. What they share is a willingness to test an idea most people would dismiss at first glance.

That is the real takeaway for founders. Weird startup ideas will not always scale into unicorns, yet they can test new consumer habits, open up fresh markets and shape culture in surprising ways. If you are building something new, there is space for products that make people laugh, think or raise an eyebrow before they reach for their wallet.